Teach them while they’re young…

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Something I’ve noticed over the past year is how wise my niece and nephews are with their money. My sister and her husband have done a great job of teaching them to be good stewards. I truly believe that it’s wise to start talking with kids about spending/saving money while they’re young.

My nephew, Jacob, is 13 and is pretty creative with his money.  He originally told me that he wanted money for Christmas, which is fine by me! A few weeks ago when I took the kids shopping to pick out their Christmas presents he mentioned that he might want to get something if he spotted the right item. Of course I agreed. He found a few small items and wanted the rest in cash.  I later learned that he used the rest of his Christmas cash to participate in the dirty santa gift card swap that the adults were having! I would have never thought of that. I love it!

My niece, Elizabeth, is 9.  Earlier this week she had some gift cards burning a hole in her pocket and headed out shopping. Her mom armed her with coupons to the stores that she was headed to. She came back excited about her finds because she had gotten some great deals. Not only was she able to get more items by shopping on the clearance rack and using a coupon but she was learning valuable life lessons!

Jacob received an Airsoft gun for Christmas. While he was shooting it this week I noticed that he was picking up the “bullets.” When I asked why he was picking up the bullets my sister said that he was reusing them – he has to pay for the bullets.  Even though he can get 4,000 bullets for $10, he knows how much money that can be for someone his age that doesn’t have a job.

These are just a few examples of their creativity. I’m so proud of them and the young adults they are becoming!!!

How have your kids been creative with their money? How do you teach them to be good stewards?

Thrifty T


  1. Anonymous

    My earliest memory of my frugal daughter is when she saw a preview of a movie she wanted to buy. She was about 2 years old and said we were going to have to find it at a garage sale. She is now almost 8 and still surprises me with her frugal ways. I hope to teach them that even if we have the money to buy an item, we choose the smartest way to spend our money. Lori:)

  2. Thrifty T
    Thrifty T01-01-2012

    Lori, You've got one smart little lady!!! Sounds like you've done a great job of teaching her to be smart with her money!Tshanina

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