• Thankful We Saved For A Rainy Day

    God is good…that’s the only way I know how to start this post! If you’ve been reading my monthly goal posts you know that Trent and I have been working hard to put money back for our emergency fund. It’s been a slow process but …

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  • It’s that time of year…

    It seems like the older I get the faster time passes. It doesn’t seem like it should be Christmas in a few weeks. I guess I better see how much is in the Christmas budget and get my list made. (No, I’m not kidding. I …

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  • Budgeting: A straightjacket or not?

    It amazes me how people feel about budgeting.  The other day I heard someone comparing budgeting to wearing a straightjacket.  I know that I’m in the minority of people but I feel as though it’s quite the opposite – it’s so very freeing. Don’t get …

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  • Thinking Outside the Box…

    I love to hear stories of people winning with their money.  I truly believe that big things happen when we’re intentional with our finances.  Every penny counts and sometimes we have to think outside of the box to get where we want to be and …

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  • Budgeting

    Budgeting: How It All Began…

    I’ve been on a budget since I was a teenager.  So, when people tell me that being on a budget is hard, I don’t really understand.  Being on a budget is simply telling your money where to go, instead of it telling you where it’s …

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  • Christmas Gifts: To Budget or Not To Budget?

    Christmas can be a fun time of year.  It can also be a stressful time of year.  Many people overextend themselves with gift giving during the holidays.  When January rolls around and the credit card bill shows up in the mail they aren’t sure how …

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  • Baby Steps

    Taking Baby Steps…

    Just like babies must take small steps as they begin walking, we have too must take baby steps when moving toward our financial goals.  I want to share with you Dave Ramsey’s seven baby steps to financial freedom.  These baby steps have helped Trent and …

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  • monopoly

    Playing the Game of Life…

    I remember Monopoly as a game that would last forever.  As kids we would start a game one day and end it the next.  Well, when I met Trent that all changed.  Being the salesman that he is, he is a haggler (and very good …

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  • And You Think I’m Cheap?

    Although I get four papers a week, I don’t usually read the paper.  However, the Tennessean had an article by Ms. Cheap that caught my eye.  Every year she has a cheapest of the cheap contest.  These are a few entries that were too cheap …

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  • Pen, Calculator and Ledger

    Making Your Money Work for You…

    I’ve always considered myself to be a thrifty person.  One of the ways that have helped me stay on track is being on a budget. I started working around the age of 14.  When I received my first W-9, I realized that I had blown …

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