• financial cushion

    How Our Emergency Fund Eased A Stressful Situation

    I’m a big fan of emergency funds. Whether it’s a beginner emergency fund of $1,000 or 6 months of expenses, I definitely think emergency funds are worth the work. Yes, scraping up the cash for your emergency fund is a lot of work, but there’s …

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  • coins in a jar

    Are Emergency Funds Worth The Work?

    One of our goals this year is to fully fund our emergency fund. We almost had it fully funded a few years ago but had to use nearly all of it for, well, a huge emergency! Boy were we glad we had that money tucked …

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  • 3 Ways To Know If You Are Blessed

    3 Ways To Know If You’re Blessed

    For many of us, it’s easy to look around and know just how blessed we are. We may not drive the newest cars, have the biggest houses, or even have a gazillion dollars in the bank, but our blessings are evident. For others of us, …

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  • how to live in a consumer driven world

    How To Live In A Consumer Driven World

    We live in a consumer driven world where society praises us for having a lot of stuff and teaches us that success is defined through cars, clothes, money and possessions. It’s difficult to be content when we are constantly bombarded with the need to have …

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  • Does Paying With Cash Make Us Spend Differently

    Does Paying With Cash Make Us Spend Differently?

    “You spend more when you pay with plastic.” It’s a statement that I’ve heard quite often, and is perfect for today’s conversation of whether paying with cash makes us spend differently. I’ll be the first to admit that I pay with my card most of …

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  • It is possible to have a debt free Christmas, but it's a choice you must make! I'm sharing a few tips that have helped me have a debt free Christmas!

    How To Have A Debt Free Christmas

    Seeing the words debt free and Christmas together may bring mixed emotions. Perhaps you’ve dreamed of a debt free Christmas for years but have never been able to achieve it. Or, maybe you laugh at the idea because you’ve always charged your Christmas gifts! If …

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  • The U.S. government's debt limit is up to 16 trillion dollars, and rising. This post (and video) will help you understand the seriousness of this problem!

    The U.S. Government’s Debt Limit Explained

    Ok, I admit it! There’s a lot that I don’t understand about our government. But, one thing I do understand is the seriousness of our nation’s debt. I believe we’re now up to 16 trillion (yes, with a T) dollars, and it’s still growing. Just …

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  • The question I'm asking today isn't whether or not we should have stuff, it's whether or not we should buy something if we can afford the payment.

    If I Can Afford The Payment, Should I Buy It?

    Our society has taught us that we can have anything we want right when we want it. If you don’t believe me, just check out McDonald’s slogan – What you want is what you get. And, Burger King has also jumped on the bandwagon with …

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  • When You Want To Throw Yourself A Financial Pity Party

    When You Want To Throw Yourself A Financial Pity Party

    I love Dave Ramsey’s saying, “Live like no one else so that later you can live like no one else.” If I’ve heard it one time, I’ve heard it a thousand times! And while I’ve been pounding this mantra into my own head for as …

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  • financial lessons from a farmer

    Financial Lessons From A Farmer

    Last month when my sisters were in town we visited a local farmer. We had a blast learning about his chickens, cows and even how he makes honey. But, one thing I didn’t think I’d learn about during our visit was finances. After we helped …

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